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"It was understanding this principle that became the turning point in my own life." As it was for Jim Sammons, the Biblical perspective presented here on how to respond to financial obstacles can be a turning point for you as well. It could be that the setbacks you might otherwise brush off as bad luck have actually been God's reproofs, calling you to return to the ways that work. Through Proverbs, the book of wisdom; through the example of Joshua and the Gibeonites or Elisha and Gehazi; through the admonition of Paul to Timothy, God defines for each of us the ultimatum between two ways to riches: either through sorrow, as we sacrifice relationships and health, or through the blessing of the Lord as we identify and implement His prerequisites for success in business.